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Phil Howell

Phil Howell

Vice President/Senior Loan Officer NMLS ID# 659432

Cell Phone Number 703.624.5371
Office Phone Number 571.266.6555
Fax Number 703.991.6642

I understand URGENCY: you need a home, whether it’s your first time buying, or you’re a seasoned owner in need of a quick and painless move. I get it. I’m a US Navy Veteran; I’ve been married 31 years; I’ve spent 21 years parenting; and I have almost 23 years in the mortgage business with over $1 billion in closed loans… I understand stress!

 In fact, I thrive on helping my clients work through the complexities of their home financing transactions. The more complex the transaction, the harder I work to make the whole process as wrinkle-free as possible.  From investment properties to jumbo loans and construction projects, I am available to sit down with a prospective client, ask questions (I know all the right ones to ask!), and identify a loan product that makes sense for MVB and for my client. Not all home financing needs are created equal, therefore, a home buyer has a distinct advantage when working with a knowledgeable loan officer – ME!

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Cristhian Wigand

Cristhian Wigand

Loan Officer Assistant
NMLS ID# 473969

Cell Phone Number 703.475.7551
Office Phone Number 571.266.6533
Fax Number 703.890.2352

Whether you are refinancing a current loan or buying property for the first time, you deserve a smooth, respectful and personable transaction. Since 2007, my goal has been to make that happen for you, and for all my clients. I thrive on finding opportunities that improve my response to clients’ needs, increase my knowledge within this most competitive of industries, and broaden my ability to simplify the process and make my clients’ dreams come true.

I was born and raised in Bolivia, learning English and Spanish in tandem, and I earned a degree in Economics from the Catholic University of Bolivia before emigrating to the United States. My passion for the mortgage industry is matched only by my enthusiasm to fly – I earned my pilot’s license in 2010! I am also an avid photographer, world traveller, and outdoor sports enthusiast. Keeping myself balanced helps my mind stay clear and sharp and ready to tackle every business transaction, from the simplest to the most complex.

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Phil Howell